SIP Calculator

Plan your investments and explore how your wealth could grow over time.

Plan today. Prosper tomorrow.

Smart investing for a better future

Your Inputs
Adjust the values to see how your wealth grows.
₹

Optional lump-sum amount you invest today

₹

Amount you invest every month

12%
1%30%

Expected yearly rate of return

20 Years
1 Years50 Years

Total number of years

6%
0%15%

Average annual inflation rate

Estimated Future Value
In Today's Money
₹91,98,574

Total value after 20 years

₹28,68,159

Adjusted for inflation (6% p.a.)

Total Invested

₹24,00,000

Your Contributions

Est. Returns

₹67,98,574

Wealth Growth

Gain on Contribution

283.27%

Over the investment period

Wealth Growth Over Time
Estimated WealthTotal InvestedReturns

The chart illustrates the potential growth of your investments over time.

What is an SIP?

A simple way to build wealth over time.

A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly, usually every month, in mutual funds. It can help you build wealth gradually through regular investing and the potential benefit of compounding.

A real example

See how it works in real life.

If you invest ₹10,000 every month for 20 years at an expected return of 12%, your investment could grow to approximately ₹91,98,574.

Try your own numbers

Example Inputs

Monthly Investment₹10,000
Investment Duration20 years
Expected Annual Return12%
Estimated Future Value₹91,98,574

Why invest through an SIP?

Build wealth gradually

Start with a small amount and grow your investments over time.

Dollar cost averaging

Buy more units when prices are lower, and fewer when they are higher.

Disciplined investing

Regular investing can help you stay consistent and avoid trying to time the market.

Works towards your goals

Useful for long-term goals like buying a home, your child's education, or retirement.

Frequently Asked Questions